10 best credit cards for Garuda Miles

This is the best credit card choice for Garuda Miles, a recommendation for those of you who often traveling by plane to various destinations.

The Garuda Miles program from Garuda Indonesia has long been excellent for loyal passengers who want to fly frugally and even want increase services to business class or first class.

However, in reality, not everyone can fly regularly at any time just to collect MIL. Well, this is where a credit card plays an important role.

Several credit card issuing banks in Indonesia offer converting points to become Garuda Miles. One of them may be a gradecard.

Interestingly again, Garuda Indonesia quite often gives bonus converting points and discount exchanges MIL during the promo.

So, if you are good at choosing and maximizing promos, it is not impossible to fly for free faster and more often.

Well, if you are looking for the best credit card for Garuda Miles, here is a list that can be considered, the choice is complete.

Start From the most realistic cards to the most profitable, depending on your lifestyle and priority at this time.

Blog Skillife has compiled based on various reliable sources, ranging from financial media to official banking references.

Best Credit Card Recommendations for Garuda Miles

1. Mayapada Skiplecard

If you want to start getting Garudamiles from daily transactions without complicated, Mayapada Skillard is a very rational choice.

Income levelIt is clear, the exchange process is directly from the application, and sometimes there are additional bonuses from exclusive cooperation with Garuda Indonesia.

With a transparent and user -friendly system, this card is suitable for you who are just starting to set the strategy mileage. You can exchange 700 scorepoints with 1 MIL.

Even for those of you who have never had a credit card, the submission process to get it is easy.

The best credit card for Garuda Miles is also often present with an initial bonus whose value is enough to fly to certain domestic routes.

2. Jenius Credit Card

Genius credit cards directly attract attention because of a combination of digital design, Welcome bonus up to 72,000 Garudamiles, and features Yay double which allow income level Rp6,250 per 1 Garudamiles.

If your transaction is in accordance with the priority category, then you can get MIL faster. Wow, it’s fun.

The good news is the Credit Card genius is a card Entry-level which is easily accessible. As long as you have a genius account and pass verification, you can submit this card even without priority customer status.

3. UOB Garuda Indonesia

Specifically designed for this national airline loyalist, UOB Garuda Indonesia Visa Card gives a permanent discount of 10% when you exchange MILA profit that is rarely offered by other cards.

This card also offers an initial bonus of 15,000 Garudamiles and facilities check-in special and additional luggage 20 kg. It is suitable for you who often travel for business purposes or just traveling.

One of the advantages of this Garudamiles credit card is income level optimal when used on channel Garuda Indonesia transaction, good on line or Offline.

4. Maybank Visa Infinite

This credit card has long been a favorite because it is easily accessible and has income level Competitive, around Rp7,500 for 1 Garudamiles.

In addition, Maybank has removed the annual limit of the points exchange since 2025, so you can collect and exchange as many points as possible without limits.

No need for NPWP (Taxpayer Identification Number) to submit this card is another advantage that makes this card more realistic for you who work independently or just start your own business.

5. Danamon JCB precious

If you are looking for a credit card with a low limit, but you can still exchange points to Garudamiles, Danamon JCB precious can be an alternative.

You only need a transaction of Rp. 10 million per month to get around 2,133 Garudamiles. Suitable for those of you who don’t have big expenses, but still want to collect miles.

This card also gives an initial bonus in the form E-voucher trip amounting to Rp2 million and can be free of annual contributions (Annual fee).

6. Mandiri Priority World Mastercard

For Bank Mandiri priority customers, this card can help you collect MIL from monthly expenses consistently.

Income levelIt is around Rp6,667 per Garudamiles for local transactions. There is a exchange limit of up to 50,000 miles per month, still quite ideal for you who are diligent in adjusting finances.

The requirement for submission is also relatively easier than other independent elite variants, because it only requires managed funds of Rp1 billion.

7. BCA American Express Platinum

The only Amex card from BCA offers income level Rp7,500 per Garudamiles, without the validity period of points, a rare feature is quite interesting.

However, there are a maximum conversion limitation of around 40,000 MIL every three months, and this card has recently rarely offers promos multiplier or Welcome bonus significant.

8. UOB Zenith

Previously, UOB Zenith named Citi Prestige and is now one of the most premium cards that has Garudamiles conversion features.

Income levelThe same as Maybank: Rp7,500 per miles, but this card is more exclusive. To get this card, you need an initial limit of Rp100 million or a managed fund of Rp1 billion.

But instead, you can enjoy Airport transfer free and exclusive promos like UOB Payanyming who can help get MIL faster.

9. Mandiri World Elite Mastercard

If you have aum (managed assets) Rp20 billion in Mandiri, this card can be one of the producing machines MIL Most efficient.

Income levelThe only Rp5,000 per Garudamiles and applies to all transactions. Unfortunately, there is a maximum exchange limit of 25,000 MIL per month.

With this limitation, this card is more suitable for those who have a lot of managed assets, but expenses are not always high.

10. OCBC Voyage

Despite experiencing devaluation in 2024, OCBC Voyage is still worth considering for those of you who have placed large funds at OCBC and can meet the requirements income the highest rate.

Change value MIL It can go down to Rp4,762 if you make a transaction of up to Rp500 million in one period.

However, you also have to pay attention to, namely transactions on trader Like Tokopedia, Blibli, and Paper.id are limited, and you must have a large limit so that the points are calculated maximum.

Choose a credit card to collect MIL Not just a matter of numbers, but also a matter of suitability with your daily lifestyle.

Are you routine monthly shopping? Do you often fly out of town for work or traveling? Or you want a vacation once a year, but wear Business class?

The answer of all that will determine which card is right for you. The best credit card for Garuda Miles is not the most expensive, but the most suitable for your needs.

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Mayapada Skampecard Also offers a variety of interesting benefits that you can get from daily transactions. If you don’t have it, you can start proposing now.

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