Complete Guide to the Name of Home Certificate

Planning to buy a place to live, you need to know and understand related to the complete guide behind the name of the following house certificate.

Buying a house is often a big moment in life. However, behind the euphoria, there is an important process that is often ignored, namely behind the name of the house certificate.

Without this process, your ownership status is legally not valid even though the money has been submitted and the Sale and Purchase Deed (AJB) has been signed.

Behind the name is not only an administrative procedure, but also a form of legal protection for you as a new owner of a property.

This article will discuss in full about the requirements, processes, to the cost of returning the name of the house certificate in full and easy to understand.

Because buying a house is not only a matter of residence, but also about safe legality in the future. This is certainly very important.

Blog Skillife summarizes information from various trusted sources, ranging from the media on line to the official banking site.

Requirements for the name of the house certificate

So that this process runs smoothly, you need to prepare a number of administrative documents in accordance with the provisions. The following documents are generally needed:

• Sales Sales (AJB) Law from PPAT (Land Law Producers)
• Original property certificate
• Request Form back name that has been filled out and signed
• Photocopy of KTP (Identity Card) and KK (Family Card) of the seller and buyer
• Photocopy of SPPT UN (Tax Return of the Land and Building Taxes)
• Proof of repayment of Land and Building Rights Acquisition Fees (BPHTB)
• Proof of PPH Payment (Income Tax) (if any)

Additional documents such as dispute -free land statements and location information and land area are also recommended to be attached.

How to turn the name of the house certificate

There are two common ways you can choose to make a name back:

1. Through the Land Office (BPN)

You can come directly to the National Land Agency’s office by bringing all the required documents.

Also make sure you bring a letter of introduction from PPAT and complete application form. This process can take several weeks, depending on the completeness of the file and queue at BPN.

2. Through the services of a notary or PPAT

If you want a more practical process, using a notary service or PPAT can be an option.

They will help prepare documents, take care of submissions to BPN, and make sure all stages run according to the rules. Of course, there are additional costs that need to be prepared for this service.

Just a note, a notary who also doubles as a PPAT is usually more efficient because it can take care from beginning to end.

The cost of returning the name of the house certificate

After all the conditions are complete, the process of returning the name of the house certificate also requires a number of fees. The details can vary depending on the value of property and regional policies, but in general include:

• Publishing Deed of Sale and Purchase (AJB): Around 0.5% -1% of the transaction value
• Land Certificate Check Fee: Depending on the Land Office, an average of IDR 50,000-IDR 200,000
• BPHTB (Land and Building Rights Acquisition Duty): 5% of the sale value, reduced NJOPTKP (Taxable Tax Object Sell Value)
• Notary/PPAT service fee: around 0.5% -1% of the transaction value
• Reverse Cost Name: Calculated from the selling value of land and buildings divided by 1,000

If you ask “How much is the name of the house certificate?”, Then the total estimation can range between 2% -3% of the total transaction value. Big enough, but this is important for the legality of your ownership.

The importance of behind the name of the house certificate

Without the process of returning the name, the name listed in the ownership of the Old Old Old owner. That is, you do not have legal force if one day a dispute appears, or when you want to resell the house.

This process is also an advanced stage after making AJB and APHT (Deed of Mortgage Rights) is one of the supporting documents if you take a mortgage (home ownership loan).

Behind the name is a form of legal protection that should not be underestimated. As important as ensuring the house is not in the status of dispute or not yet paid off.

The process of returning the name of property ownership is an important stage after the sale and purchase transaction is carried out. Even though it sounds administrative, the legal effect is huge for you as a new owner.

Do not let the house that you have paid for an expensive price actually becomes a problem because it is not recorded in your name officially.

Make sure all documents are complete, the costs are prepared, and the process is followed according to the provisions. If you want to be more practical, using a notary service can be a safe solution.

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