BI Checking or Slik OJK is a requirement for applying for a job

At present, a number of companies have included BI examination or Slik OJK is a requirement for applying for a job. It’s time to check the credit score.

Usually, companies have their own standards in conducting employee selection, of course according to company needs, employee positions, and others.

The company will set minimal education criteria, work experience, to expertise. Other criteria can also be included.

The recruitment process that is not good can actually have an impact with the decline in work productivity and spending funds for new employee acceptance.

The page on human resource management hrpods.co.id once revealed a research on it.

As much as 34% cfo (Chief Financial Officer) says that not only employees who work badly make companies lose productivity.

However, managers also spend 17% more to supervise employees who do not have good performance.

Careerbuilder revealed that nearly three-quarters of the corporation that carried out poor recruitment dispose of funds with an average of US 14,900 (Rp242 million).

Not to forget, as many as 74 percent of entrepreneurs revealed that they have recruited the wrong person for work.

Some people failed to qualify for recruitment because of online loans and SLIK OJK (BI Checking)

At the end of August 2023, it was crowded on social media X (previously named Twitter) regarding a number of people who did not qualify for work recruitment due to credit scores.

As reported by Kompas.com, there is one X account that tells us that there are five people new graduates who just applied for a job in his company to work.

However, they did not qualify and then hampered by Slik OJK or TWO inspect with a score of 5 or the highest because it has a loan arrears on line (PINEJ).

Credit Score 5 or Col. 5 means that the debtor is classified as bad credit because it has been in arrears for the principal and interest payments for 180 days.

This credit score system is indeed starting from 1 to 5. If you want to know more, you can look for it in the following link.

For those who don’t know, TWO inspect is a system of checking credit history in the Bank Indonesia Debtor Information System conducted by the debtor.

At the moment, BI examination has changed to the Financial Information Services System (SLIK) OJK (Financial Services Authority) since January 1, 2018.

After that, there is another X account that discusses the same thing, namely the recruitment of employees and the SLIK OJK score.

There are concerns for job seekers regarding poor credit scores, whether it will make it more difficult for people to get work.

Regarding work requirements in Indonesia, it is often a debate. Many people questioned so many conditions.

At the end of May 2025, many people asked for conditions handsome And age restrictions should not exist because they are considered unfair alias discriminatory.

So if the company checks a person’s credit score will also limit the chances of people to get a dream job?

Do you need BI Checking or Slik OJK to be a requirement for applying for a job?

Inspection BI examination Or Slik OJK is certainly related to personal finance. What is the implication for the company and employees themselves.

“Basically there are no rules that regulate or prohibit the need BI examination As a condition of prospective workers, “said the Head of the Public Relations Bureau of the Ministry of Manpower Chairul Fadly Harahap as quoted by the Blog of Sunylelife from Kumparan.com.

The Ministry of Manpower said the focus of the government, namely to bring together employers or companies with job seekers.

There is a suitability of employment opportunities. Job seekers have the skills, skills, and competencies needed by the company.

“So that if it refers to employment rules, enforcement BI examination This has nothing to do with the recruitment process, “he said again.

Chairul stated, if there are companies that want to check the credit score of prospective employees, then it is only as a material consideration when recruitment, not as a mandatory requirement.

In the banking and financial industry, it is common if the company find out the credit score of prospective employees.

“So like this, now there are indeed many employers who ask their prospective employees to be clean from financial problems, meaning that the SLIK is clean and there is no problem with financial services business actors,” said Deputy Commissioner for Education and Consumer Protection of OJK Sardjito.

If you plan to apply for a job or move a career, remember if a number of companies have included SLIK OJK or BI examination As one of his conditions.

Don’t miss an article that discusses the middle class issues that are still minimal financial literacy. Check out the following review.

For those of you who want to know about credit scores, credit cards, and other related things, the Skillife blog has many content that discusses it.

Don’t forget to monitor credit scores routinely using the SCIRECIFE application if you plan to get credit access from the bank.

Come on, collect as many scorepoints as possible using the Mayapada Skrimard credit card. Exchange the scorepoints with Garuda Miles or Krisflyer Miles.

Planning culinary tourism to a number of cities in Indonesia, make sure you have read the latest articles on the Skrimard blog.